It’s a well known fact that most body corporate managers are paid insurance commissions. There is a statutory form of disclosure by your Body Corporate Manager which you will typically see in the annual general meeting material. Commissions are a fact of life and don’t necessarily mean that you are getting a bad deal. That said, every now and again it’s not a bad idea to examine which insurance companies have been asked to quote, and to instruct your body corporate manager to obtain quotations from other companies (and to disclose the amount of commission payable to the body corporate manager for each). While there will always be differences in the policy terms at least then you can start from the position of comparing the level and price of cover and the commissions payable to the body corporate manager, across different providers.